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Our story

Greetings! I'm Andrew McAlarney, the founder of First Due Financial — a boutique firm rooted in the mission to bridge financial gaps for first responders and the poeple they serve. With over 15 years as a paramedic in New England, I’ve lived the challenges we face, and I’ve made it my mission to help.

I started First Due to serve the people I stood next to in the firehouse—but the truth is, everyone deserves advice they can actually trust


Andrew McAlarney, Founder

A Foundation in Service & Strategy

My journey into financial services began in 2015, shortly after earning my B.S. in Management from Bridgewater State University. I started by serving labor unions and their members, focusing on life and disability insurance. It didn’t take long before I found my passion in financial planning.

Guided by Experience, Backed by Integrity

I’ve had the privilege of working with respected firms like MassMutual and Prudential, helping individuals, families, and business owners protect and grow their financial futures. These years sharpened my ability to deliver clear, customized solutions that make a real difference.

Still in the Firehouse — and That Matters

In 2021, I joined my town’s call fire department, graduating from the Massachusetts Firefighting Academy in 2022. Serving alongside my brothers and sisters in the fire service keeps me grounded — and ensures my financial advice is never out of touch with what we’re really facing on the ground.

We Get It Because We’ve Lived It

This isn’t just another firm — this is a mission. I invite you to join me on this journey, where deep industry insight meets financial expertise. I’m here to help you protect what matters most.

Our Mission

Protecting Futures. Empowering People.

At First Due Financial, we’re here to serve more than just one group — we’re here to serve you. Whether you’re a first responder, a small business owner, a young parent, or planning your retirement, our mission is simple:


Deliver financial clarity, protection, and long-term confidence through personalized planning.


We were founded with first responders in mind — and that spirit of service, trust, and action drives everything we do. We believe financial advice should feel human, not transactional. That’s why we meet people where they are, build real relationships, and guide them with integrity.

No jargon. No pressure. Just smart, honest advice that helps you build the life you’ve worked hard for.

call (508) 273-7003 or leave your message and one of our agents will be back to you soon.

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Better yet, see us in person!

Call (508) 273-7003 and set an appointment for a consultation.

First Due Financial

245 Main Street, Wareham, Massachusetts 02571, United States

(508) 273-7003

FINRA BrokerCheck

I am licensed to offer insurance products in CA, FL, GA, MA, MD, ME, MI, NH, PA, and VA. Andrew McAlarney: CA Insurance Lic. 4220829; Domiciled in MA. 


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